We accept major credit and debit cards (Visa, MasterCard, American Express), PayPal, Google Pay, Apple Pay, Discover, Shop pay, Diners Club and other secure payment options. You’ll see all available payment methods during checkout.
At The Gears Clock Store, we are committed to providing flexible payment options to enhance your shopping experience. We have partnered with leading Buy Now, Pay Later (BNPL) providers—Klarna, Affirm, and Afterpay—to offer installment payment plans. Please note that the specific terms and conditions for these installment plans are determined by each provider and are subject to their approval processes.
Klarna: Klarna offers multiple payment options, including:
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Pay in 4: Split your purchase into four interest-free installments, with the first payment due at checkout and the remaining three payments automatically charged every two weeks.
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Pay in 30 Days: Make your purchase today and pay the full amount up to 30 days later, allowing you to try before you buy.
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Financing: For larger purchases, Klarna provides financing options that allow you to spread the cost over 6 to 36 months.
Approval for Klarna's services involves a soft credit check, which does not affect your credit score. Late payments may incur fees, and failure to pay can impact your credit rating.
Affirm: Affirm provides transparent financing options with no hidden fees. Their payment plans include:
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Pay in 4: Divide your purchase into four interest-free payments, paid every two weeks.
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Monthly Installments: For larger amounts, Affirm offers monthly payment plans ranging from 3 to 36 months, with interest rates between 0% and 36% APR, depending on your creditworthiness and the merchant's agreement.
Affirm conducts a soft credit check for approval, which does not impact your credit score. They do not charge late fees, but late or missed payments can affect your credit score.
Afterpay: Afterpay allows you to:
- Pay in 4: Split your purchase into four equal, interest-free payments, with the first payment due at the time of purchase and the remaining payments due every two weeks.
Afterpay does not require a credit check for approval. Late payments may result in late fees, and failure to pay can affect your ability to use Afterpay in the future.
Important Considerations:
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Eligibility: Approval decisions are made by the respective BNPL providers and are subject to their terms and conditions.
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Interest and Fees: While many BNPL options offer interest-free plans, some longer-term financing may include interest. Late fees can apply if payments are missed.
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Credit Impact: Some providers perform soft credit checks that do not affect your credit score, while others may report late or missed payments to credit bureaus, potentially impacting your credit rating.
We encourage you to review the terms and conditions of each BNPL provider before selecting a payment plan to ensure it aligns with your financial situation. If you have any questions or need assistance, please contact our customer support team.